Confidential Mortgage Application

Obtain the Best Rates & Lowest Closing Costs

Whenyou are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in th final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said, there are certain things you can do to make certain that your offer is the one the seller goes with.

The vast majority of purchasers  today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Seller's perspective for a moment. if you were the seller and had multiple offers on your property, all things been equal, would you accept tyhe one with Certificate of financing Approval or the one that was still copnditional on Financing? The answer is obvious. Why then do so many buyers wait to start the financing until after they found the home?

What I have found is that those buyer are usually good , qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be approved, the seller in most cases has no quarantees when an offer is in front of him.

Lastly, from a cost savings perspective.....

As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of term and closing costs. If you do this before finding a home ,you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.

Should you decide that you wish to take advantage of Pre-approval, simply complete the confidential mortgage application by clicking on www.danprentice.com  (Oriana Financial and select on-line application from the chart on left side)and Dan will locate the best mortgae rate and process your application without any cost or obligation.Dan Prentice is a mortgage consultant with whom I have worked with personally and would highly recommend.